Check 21, also known by its full name, the Check Clearing for the 21st Century Act, became effective on October 28, 2004. This legislation allows banks to exchange check images electronically rather than shipping physical checks all over the country. Through the creation of a new legal instrument, a substitute check will be the legal equivalent of the original check used for the transfer of funds.
To realize the full promise of Check 21, it is imperative that original paper checks are image-friendly (Check 21 Compliant) documents to ensure legible substitute checks are created at the point of conversion. A properly designed and manufactured paper check is the key to reducing liability and realizing substantial cost savings by assuring a high quality image is sent on to the next stage of the clearing process.
With our comprehensive document security solutions, Holden Graphic Services can help organizations minimize the risk of loss due to fraud and will assist companies in taking advantage of the significant cost savings that Check 21 is designed to achieve. Holden Graphic Services has the tehnology and expertise to produce secure compliant checks, recommend improvements in document design, and enhance security features. Our goal in the entire document management process is to help reduce costs, strengthen security, and meet regulatory compliance standards.
Holden Graphic Services utilizes the most advance software and scanning equipment available to test and measure critical areas of checks. The Holden Image Qualifier System ensures all checks delivered to our customers are in compliance with Check 21 requirements for Reflectance, Paxel Count, PCS & File Size.
Contact one of our convenient locations for information on free testing of your checks!
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